eBook describing likely causes & cures of diabetic symptoms. Diabetes,the Vitamin&Mineral Connection. -

The lack of leadership on the Israeli left is all the sadder given the new prominence of the dovish camp among supporters of Israel in the United States.

OptionsHouse Promotional Code: $2.95/Trade + 100 Free Trades To Start
Here’s a timely offer, at least for me. New-ish online broker OptionsHouse is offering 100 free trades when you open a new account with at least $3,000 with the promo code FREE100. The 100 free trades work for both stock and options trades, and are good for 60 days after funding. On top of that, their regular price for stock trades is only $2.95, while their options trades cost a flat $9.95 with no additional contract fees. Finally, there are no monthly minimum balances and no maintenance fees. Not a bad price structure. Quality-wise, they promote the fact that Barron’s rated them #1 in Trade Experience and in the top tier overall in their March 2009 broker review. Although not a big name yet, they do seem like they are ready for serious traders. Here’s a snippet of the review: Pros: As its name suggests, Options House has a lot of great tools for the options trader. Backed by market maker Peak6, this broker lets its retail customers use quite a few professional-level tools. Building a spread is very intuitive on this system, as is rolling a call or put from one strike to another. The site’s motto is “Fast matters,” and that goes for everything from finding possible trades to populating an order ticket to executing the trade itself. Portfolio-analysis tools are top-notch here, too. The Risk Viewer includes a what-if calculator showing what could happen based on various market scenarios. Options House also offers the Maxit tax-management tool for free. Although this is a Web-based platform, it has the flexibility and power of many of the software platforms. Cons: No mobile access yet. However, the company says it is coming later this year. Limited fixed-income and mutual-fund offerings. As noted I am starting to invest in some ETFs, so I might give these guys a spin. After looking through their fee schedule I noticed that they all partial outgoing ACAT transfers for free, which means that it won’t cost very much for me to move my holdings out if I need to. (Just transfer the important holdings out, keep one unimportant holding, and then sell it later.) I hope their free tax-management tools does my Schedule D for me. Update: I just applied - relatively straightforward application, at the end you need to fax/mail in a signature page and a copy of your driver’s license or utility bill. They allow ACH funding online.

Ways To Save Money With Google Voice
The telecom service Google Voice has been giving now new accounts faster recently, as well as now letting some current users invite others. I already have an account from back when it was GrandCentral, but I just requested an invite from Google and got an invite within 3 days.* Since it appears they are ready to open things up, I thought it might a good time to explore ways that this service can enhance your calling experience and even save you some money. Calling Features Google Voice provides you a free phone number, designed to be your primary number, which you can then link up with your existing phone numbers - work, home, and mobile. This About Page provides a nice round-up of the features of Google Voice. Here are the ones I’ve found most useful: Ring All Phones. You can choose to ring all your phones when someone calls your GV number, and pick up any one of them. Call Screening / Routing / Blocking. If the number is unknown to you, then they have to announce themselves and then you can decide whether to take the call or send it to voicemail. The caller never knows if you actually got the call. You can route specific callers to specific phones, or just block them so you never have to take their call. Voicemail to Text. Voicemail messages are transcribed to text for free, and can also be sent to you via SMS text message. It’s not perfect, but you can usually get the gist of the message. Money-Saving Features One major way that Google Voice can save you money is by reducing the number of “peak” cell phone minutes you use, so that you can either drop down to the cheapest plan or even go prepaid if you’d like. Ring All. Since all your phones ring, you can pick up your work phone or landline if it is more convenient, when usually people would just call your cell phone by default. This could reduce your minute usage more than you think. Never Use Up Any Cell Minutes Using Calling Circles. Also known as T-Mobile MyFaves, Verizon Friends & Family, Sprint Pick3, and AT&T’s A-List. Simply add your GV# to these calling circle programs, and every incoming call can now be free. You’ll need to set the caller ID to show your GV#, and not the originating caller’s ID. However, since there is the screening option where every caller has to state their name, you can still find out who’s calling before answering. Calling out can be free as well, if a bit more hassle. You can also dial out for free by calling your GV# first, press 2, and then enter the number you wish to dial. If you have internet access it’s easier, just click on the contact on GV website. Free Long Distance From Landline. If you really want a POTS landline, you can now switch to the cheapest local plan with no long distance. When you want to dial long distance, just call your GV# and have it dial out from there. (If you don’t have a GV# within your local calling area, you must dial out using the internet.) Calls are free to US and Canada. Free Text Messages. You can send and receive text messages through GV for free. This can be a bit of a hassle, but perhaps you have unlimited data but hate the idea of paying another $10 a month for text messages. (I mean, how are text messages not included under data??) With a data plan, just use your phone web browser or specific GV app for your phone. Other Possible Uses Extra Business Number. Instead of using it as your central number, use GV as an alternative number for your business venture, superhero alter ego, or whatever. For Minimalists / Nomads. Even if you don’t have a landline, VoIP, or even a constant cell-phone, you can now get a phone permanent number. You can access your voicemails online, and call back when you feel like it. Some users have dropped everything except for a prepaid cell phone plan costing less than $10 per month. Got more tips? Share them in the comments. Want a Google Voice account? Request an invitation here. (*This is pure speculation, but I used a non-yahoo/gmail/hotmail “paid” e-mail and think it might get a faster response due to the people abusing things by trying to re-sell invites on eBay.)

PineCone Research Application Link (Paid Online Surveys)
Here is an updated application link at Pinecone Research, which is again accepting new members. (May expire at any time, so apply now if you’re interested!) Looks open to all, but certain demographics will get more surveys. Only one person per household can sign up. PineCone Research remains one of the better paying and reliable survey companies, with a payout of $3 (check or PayPal) for each 15-minute online survey. The hardest part is getting accepted, as they only take applications intermittently. I shared my thoughts on Pinecone and paid surveys in general here. I call them Bored Money - not terribly efficient but you can do it at your leisure and occasionally get to try some neat things like new soda flavors or even a new Sonicare toothbrush. The three survey sites that I have been most active with besides Pinecone are NFO MySurvey, Opinion Outpost, and SurveySavvy. I like it them because they consistently offer me paid survey opportunities, they pay upon request reliably (important!), and they don’t mind if I don’t do every single survey offered.

This entry was posted on Tuesday, November 3rd, 2009 at 11:23 pm and is filed under Social Security News. You can follow any responses to this entry through the RSS 2.0 feed. Responses are currently closed, but you can trackback from your own site.